Guntur, Andhra Pradesh · 2026

Loans in Guntur
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Looking for a loan in Guntur? Compare home construction, renovation, business, working capital, equipment finance and personal loans from RBI-registered NBFCs and verified lenders serving Guntur, Andhra Pradesh. Check interest rates, EMI and eligibility, then apply online in minutes.

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Loan Interest Rates in Guntur (2026)

Loan TypeInterest RateMax AmountMax Tenure
🏗️ Home Construction LoanFrom 8.5% p.a.₹4 Crore20 years
🔨 Home Renovation LoanFrom 9.5% p.a.₹75 Lakh10 years
⚙️ Equipment Finance LoanFrom 11% p.a.₹1.5 Crore7 years
💼 Working Capital LoanFrom 13% p.a.₹50 Lakh3 years
🏢 Business LoanFrom 10.5% p.a.₹2 Crore5 years
👤 Personal LoanFrom 14% p.a.₹5 Lakh5 years

Rates are indicative for Guntur and subject to lender approval, CIBIL score and income.

Why Apply via Biddaro in Guntur?

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Loans in Guntur — FAQs

Which loans can I apply for in Guntur?
Through Biddaro you can apply in Guntur for home construction loans, home renovation loans, business loans, working capital loans, equipment finance, and personal loans — from RBI-registered NBFCs and verified lenders serving Guntur, Andhra Pradesh.
What is the lowest interest rate for a loan in Guntur?
Rates in Guntur start from around 8.5% p.a. for secured home construction loans and go up to about 14% p.a. for unsecured personal loans, depending on the loan type, your CIBIL score, income, and lender.
How fast can a loan be approved in Guntur?
Most applications from Guntur are reviewed within 2–5 business days. Approved loans are typically disbursed within 3–7 business days after documentation is complete.
What documents are required to apply for a loan in Guntur?
Standard documents include identity proof (Aadhaar/PAN), address proof, income proof (salary slips or ITR/bank statements), and — for secured loans — property or asset papers. Exact requirements vary by loan type and lender.
Do I need collateral for a loan in Guntur?
Personal loans and many business/working-capital loans in Guntur are unsecured (no collateral). Home construction, renovation and equipment loans are typically secured against the property or asset being financed.
How do I apply for a loan online in Guntur?
Pick your loan type on this page, tap Apply, and complete a short 3-minute form. After a ₹100/month subscription, a Guntur loan advisor contacts you within 1–2 business days to match you with the right lender.

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